Automating High-Stakes Financial Workflows with Precision
and Scale
AI-powered practice tools for Canadian CPA, CBV, CEPA, CFP and CFA professionals — built for succession, valuation and exit planning.
Our Solutions
Commercial Lending
Advisory Engine
Succession financing analysis & credit memorandum drafting
The Apex Commercial Lending Engine runs a seven-stage succession financing workflow — from borrower intake and GIFI data extraction through DSCR analysis, loan structuring, OSFI B-20 stress testing, 5C credit assessment, FINTRAC/KYC review, and full credit memorandum drafting.
CPA Advisory Engine
Canadian tax planning, estate freezes & CUSMA compliance
The transition of private capital requires more than just a spreadsheet; it requires a strategy. Apex Invest AI utilizes AI-powered agents to automate the complex workflows of Business Valuation, Capitalization, and Succession Planning, ensuring that founders and investors realize maximum value with surgical precision.
CFP and CFA Advisory Engine
Retirement planning & post-exit investment management
The Apex CFP Engine models after-tax exit proceeds across three LCGE scenarios, produces year-by-year retirement income projections to age 90, and optimizes CPP/OAS deferral, RRSP/RRIF strategy, and spousal income splitting for business owners approaching a liquidity event
Certified Exit Planning Advisor
Advisory Engine
Exit planning, value acceleration & succession readiness
The Apex CEPA Engine scores business exit readiness across five dimensions, produces prioritized value acceleration roadmaps with EV impact per initiative, and classifies the buyer universe into strategic, PE, and financial tiers.
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Commercial Lending Advisory Engine
Commercial Credit Memorandum
The Commercial Lending Engine produced this full credit memorandum for the $7,200,000 succession financing facility for Marchetti Precision Components Inc. in under 30 minutes.
See Document below:
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CPA Advisory Engine
Estate Freeze & LCGE Multiplication Analysis
The CPA Engine produced this analysis in under 5 minutes from T2 GIFI input data. It covers the ITA s.86 estate freeze structure for Marchetti Precision Components Inc., the LCGE multiplication table for four family members ($5,000,000 combined exemption pool, ~$1,250,000 combined tax saving), TOSI risk flags under ITA s.120.1, and the cost-of-delay calculation showing $75,000 in annual tax exposure attributable to each year without a freeze. All outputs require review and sign-off by a CPA registered with CPA Canada before implementation.
See Document below:
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CBV Advisory Engine
Estimate Business Valuation
The CBV Engine produced this estimate valuation under CICBV Practice Standard No. 110 for Marchetti Precision Components Inc. It includes a three-year normalised EBITDA table with seven adjustment categories, the multiple selection rationale (sector benchmark, public comparables, private transactions, company-specific adjustments), a quality of earnings assessment with five flagged risks, and a post-CUSMA compliance scenario showing enterprise value uplift from $8.6M to $11.5M–$14.0M. Requires sign-off by a CICBV-designated CBV
See Document Below: